Reduce your healthcare costs - not your benefits

Third Party Administration & Enrollment Services

BRMS is a licensed third party employee benefit administrator.

While many TPAs offer these services, it is our technology and our people that set us apart. In addition to our exclusive Virtual Benefits Administration System (Vbas), we pride ourselves on prompt, knowledgeable service with one thing in mind — your best interests.

It is our technology and our people that set us apart.

TPA - Third Party Administrator in California

BRMS is leading TPA (Third Party Administrator) in California. Our TPA company processes insurance claims and certain aspects of employee benefit plans for a separate employers and TPA brokers. TPA handles the claims processing for an employer that self-insures its employees. Thus, the employer is acting as an insurance company and underwrites the risk. . An insurance company may also use a TPA to manage its claims processing, provider networks, utilization review, or membership functions. While some other third-party administrators may operate as units of insurance companies, BRMS is independent.

As a Third party administrator, BRMS also handle many aspects of other employee benefit plans such as the processing of retirement plans and flexible spending accounts. Many employee benefit plans have highly technical aspects and difficult administration that can make using Benefit & Risk Management Services more cost effective than doing the same processing in house.

Claims Administration

Claims AdministrationFrom receipt to eligibility to negotiation and payment, we handle the entire claims administration process.

Completely centralized, all claims, medical management, PPO network management and billing is managed in-house, allowing us to provide you with flexible and quick service with a personal touch.

FSA/HSA/HRA Administration

FSA/HSA/HRA AdministrationNobody knows more about saving benefit dollars than BRMS. We help you develop and administer Flexible Spending, Health Spending and Health Reimbursement Accounts — tax-effective choices for managing health-related expenses to reduce both your, and your employees' healthcare expenses.

COBRA/ HIPAA Administration

COBRA/ HIPAA AdministrationAt BRMS, we are your remedy to complex laws and burdening healthcare legislation that can interfere with your core business.

We employ seasoned COBRA- and HIPAA-educated professionals to perform appropriate administrative and compliance tasks to protect your organization - and we do it with friendly, prompt customer service.

Customer Support Call Center

Customer Support Call CenterAccessible via a toll-free number, 11 hours a day, our Call Center representatives can answer any employer or employee benefits questions on any data that is housed in Vbas.

All our customer support representatives are based in-house and fully integrated, with regular interaction at all levels to insure we are all working together as one, united team.

TPA Auditing Services

TPA Auditing Services, TPA in CAWhen you choose BRMS as your TPA, we can collect and review your previous TPA's data, audit claim activity for accuracy, and reimburse recovered funds.

Claim procedure auditing on prior administrators determines compliance, assesses timeliness of claims payment, determines monetary penalties, evaluates accuracy of payments, and assesses for potential fraudulent and abusive claim submissions, duplicates and other errors.